:root{--ink:#101d3b;--blue:#2563eb;--sky:#eaf2ff;--yellow:#ffd84d;--green:#21b573;--muted:#5d6b85;--line:#dbe4f2;--paper:#fff;--soft:#f7f9fc;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:#174ea6}img{max-width:100%;height:auto}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.top{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:20px}.logo{font-weight:900;color:var(--ink);text-decoration:none;letter-spacing:-.03em;font-size:1.15rem}.logo b{color:var(--blue)}
nav{display:flex;gap:18px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.9rem}.menu{display:none;border:1px solid var(--line);background:#fff;border-radius:9px;padding:8px 11px}
.hero{padding:72px 0 52px;background:linear-gradient(135deg,#f8fbff 0%,#eef4ff 65%,#fff9d9 100%)}.eyebrow{font-weight:900;color:var(--blue);text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}
h1{font-size:clamp(2.25rem,5vw,4.5rem);line-height:1.03;letter-spacing:-.055em;margin:.18em 0}.hero p{font-size:1.18rem;max-width:760px;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff!important;text-decoration:none;font-weight:850;padding:14px 20px;border-radius:11px;border:0;cursor:pointer}.btn.alt{background:var(--ink)}.btn.light{background:#fff;color:var(--ink)!important;border:1px solid var(--line)}
.ctas{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.trust{font-size:.85rem;color:var(--muted);margin-top:12px}
main{min-height:70vh}.section{padding:54px 0}.section.soft{background:var(--soft)}h2{font-size:clamp(1.65rem,3vw,2.4rem);line-height:1.15;letter-spacing:-.035em;margin:0 0 16px}h3{line-height:1.25;margin-top:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}.card p{color:var(--muted)}.card a{font-weight:800}
.article{width:min(800px,calc(100% - 32px));margin:auto;padding:52px 0}.article h1{font-size:clamp(2.2rem,5vw,3.7rem)}.article h2{margin-top:42px}.article p,.article li{font-size:1.04rem}.lede{font-size:1.2rem!important;color:var(--muted)}
.notice{border-left:4px solid var(--yellow);background:#fff9dc;padding:16px 18px;border-radius:8px;margin:24px 0}.money{background:var(--ink);color:#fff;border-radius:18px;padding:26px;margin:34px 0}.money p{color:#dbe5ff}.money .btn{background:var(--yellow);color:#17213a!important}
table{width:100%;border-collapse:collapse;margin:24px 0;display:block;overflow-x:auto}th,td{border:1px solid var(--line);padding:12px;text-align:left;min-width:140px}th{background:var(--soft)}
.breadcrumbs{font-size:.84rem;color:var(--muted);margin-bottom:20px}.breadcrumbs a{color:var(--muted)}
footer{background:#0d1831;color:#d8e1f3;padding:42px 0}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.popup{position:fixed;inset:0;background:rgba(7,14,31,.66);z-index:50;display:none;align-items:flex-end;justify-content:center;padding:14px}.popup.show{display:flex}.popupbox{width:min(540px,100%);background:#fff;border-radius:18px;padding:24px;box-shadow:0 25px 80px rgba(0,0,0,.3)}.popupbox h2{font-size:1.65rem}.close{float:right;border:0;background:transparent;font-size:1.5rem;cursor:pointer}
.badge{display:inline-block;background:#e7f7ef;color:#087044;padding:5px 9px;border-radius:999px;font-size:.78rem;font-weight:900}.small{font-size:.84rem;color:var(--muted)}
@media(max-width:820px){nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;padding:18px 16px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}nav.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr}.foot{grid-template-columns:1fr}.hero{padding-top:50px}}